Senior Shepherd started crying when the owner left him, LAST PLEA! Shelter will be euthanizing Macho
Top 10 health insurance companies in the US
In the US, there are a host of private healthcare insurance specialists. However, life/annuity and property/casualty insurers also write this coverage, often referred to as accident and health insurance, as outlined by the Insurance Information Institute.
In 2018, the accident and health insurance industry’s direct written premiums reached $1.1 trillion, up by 57.3% from 2009. The largest 10 insurers collectively wrote 51.8% of the total US market, according to the National Association of Insurance Commissioners (NAIC).
Listen in: Sign up for our IB Talk podcasts to get the most in-depth insurance discussions
Based on NAIC’s 2018 data, here are the top 10 accident and health insurance groups:
1. UnitedHealth
Direct Written Premiums: $156.9 billion
Market Share: 14.2%
A diversified health and well-being company, UnitedHealth Group’s core capabilities are clinical expertise, advanced technology, and data and health information.
UnitedHealth Group serves clients and consumers in the US and more than 130 other countries through two distinct platforms: UnitedHealthcare provides healthcare coverage and benefits services, while Optum provides information and technology-enabled health services. The group invests more than $3.5 billion in technology and innovation and processes approximately 1.1 trillion transactions annually.
2. Kaiser Foundation
Direct Written Premiums: $93.2 billion
Market Share: 8.5%
Kaiser Foundation Health Plan, Inc. operates as a non-profit healthcare organization. The organization offers allergy, audiology, cardiology, dermatology, oncology, hospice, laboratory, nephrology, occupational therapy, pain management, pediatric rehabilitation, and pharmacy services. The company serves patients in the US.
3. Anthem, Inc.
Direct Written Premiums: $67.2 billion
Market Share: 6.1%
Anthem, Inc. is a health benefits company that is committed to improving lives and communities and making healthcare simpler. Anthem, through its affiliated companies, serves more than 78 million people, including over 41 million within its family of health plans. It aims to be the most innovative, valuable, and inclusive partner.
The group’s affiliated health plans have created various HMOs, PPOs, network-based dental products, various hybrid and specialty products, and health plan services that combine the attributes consumers find attractive with effective cost control techniques. Individual members and employer groups can select from basic and comprehensive plans to meet their specific needs. A wide range of related specialty products and other services is also available, including flexible spending accounts and COBRA administration.
4. Humana
Direct Written Premiums: $56 billion
Market Share: 5.1%
Humana’s cultural foundation is aligned to helping members achieve their best health by providing personalized, simplified, whole-person healthcare experiences. Recognizing that each person, family, and community’s healthcare needs continue to evolve, Humana creates innovative solutions and resources to help people live their healthiest lives on their terms – when and where they need it.
5. CVS
Direct Written Premiums: $55.4 billion
Market Share: 5.0%
CVS Health is a healthcare innovation company with a purpose to help people on their path to better health. Through its health services, plans, and community pharmacists, it pioneers a new approach to total health.
CVS has more than 9,800 retail locations, nearly 1,100 walk-in medical clinics, a pharmacy benefits manager with about 93 million plan members, a diversified healthcare benefits company serving about 22.2 million medical members, a dedicated senior pharmacy care business serving more than one million patients per year, expanding specialty pharmacy services, and a standalone Medicare Part D prescription drug plan.
6. HCSC
Direct Written Premiums: $36.9 billion
Market Share: 3.4%
Health Care Service Corporation (HCSC), a mutual legal reserve company, is the largest customer-owned healthcare insurance company in the US. The company serves more than 16 million members across five states – Illinois, Montana, New Mexico, Oklahoma, and Texas – and employs more than 23,000 people in over 60 local offices.
HCSC offers a wide variety of life and health insurance products and related services through its affiliates and subsidiaries, including Dearborn Group, Dental Network of America, HCSC Insurance Service Company, Medecision, Availity, Prime Therapeutics, and TriWest Healthcare Alliance.
7. Centene Corp
Direct Written Premiums: $36.3 billion
Market Share: 3.3%
Centene Corporation, a Fortune 500 company, is a diversified, multinational healthcare company providing a portfolio of services to government-sponsored healthcare programs, focusing on uninsured and underinsured individuals. It operates in 32 states and three international markets and has more than 15 million managed care members.
Centene operates local health plans and provides a range of health insurance solutions. Also, it contracts with other healthcare and commercial organizations to offer specialty services, ranging from behavioral health, dental benefits, life and health, and pharmacy benefits management to care management software, correctional healthcare services, in-home health services, managed vision, specialty pharmacy, and telehealth services.
8. Cigna Health
Direct Written Premiums: $29.3 billion
Market Share: 2.7%
Cigna Corporation is a global health service organization with more than 165 million customer and patient relationships in over 30 countries and jurisdictions. Its insurance plans and products include healthcare insurance for individuals and families, dental insurance plans, Medicare plans, Medicare supplemental plans, other supplemental insurance, and international health insurance.
9. WellCare
Direct Written Premiums: $20.5 billion
Market Share: 1.9%
WellCare Health Plans, Inc. focuses on delivering government-sponsored managed care services to individuals, families, children, and seniors with complex medical needs primarily through Medicaid, Medicare Advantage and prescription drug plans, as well as individuals in the health insurance marketplace. WellCare serves about 6.4 million members nationwide as of Sept. 30, 2019.
10. Molina Healthcare, Inc.
Direct Written Premiums: $18.5 billion
Market Share: 1.7%
Molina Healthcare, a Fortune 500 company, exclusively focuses on government-sponsored healthcare programs for qualified individuals and families. The company contracts with state governments and serves as a health plan providing a wide range of quality healthcare services to individuals and families.
Molina provides health plans in California, Florida, Illinois, Michigan, New Mexico, New York, Ohio, South Carolina, Texas, Utah, Washington, Wisconsin, and Puerto Rico. The company also offers a Medicare product and has been selected in many states to join in dual demonstration projects to manage the care for those eligible for Medicaid and Medicare.
OFF TO EU...WHY? NO CALLS OR INTEREST FROM RESCUES. LAST-DITCH EFFORT TO SAVE TODAY!!
#A5427868 I'm an approximately 13 year old male German Shepherd. I am not yet neutered. I have been at the Carson Animal Care Center since 7/7.
🔹 German Shepherd 🔹 AGE:14 years
🔹 male 🔹 ARRIVED:7/7
🔹 Carson Shelter - 310-523-9566
🔹 M-TH 12pm-7pm, F-SU- 10am-5pm
🔹 216 W Victoria St. Gardena, CA 90248
Sweet Macho is 14 and He is confused after being left at the shelter. He needs help now, the shelter is FULL! Please SHARE for his life, he's SO precious and a FOSTER or ADOPTER would save him.
We are NOT the City Shelter to where pictures were taken. FOR MORE INFO ON THIS PET please contact:
Los Angeles County Animal Control – Carson at (310) 523-9566
Ask for information about animal ID number A5427868
================================================
Grief-Stricken Dog Owner Warns Other Pet Parents Of Dog Toy DangerA grieving pet owner says her Rottweiler has passed away after playing with a dog toy that got suctioned to his tongue.
Now she’s posted a warning to other pet parents about the dangers such toys pose to their pets after losing her beloved dog.
According to Jamie Stumpf, her dog Maximus was playing with a ball when it got stuck and suctioned to his tongue. She rushed him to the vets for emergency care, but the outlook was not good.
“My Humble Loyal wonderfully loving family pet Maximus is in the fight of his life,” Stumpf wrote on Facebook on August 19. “His Kong ball got suctioned to his tongue. Causing major damage as you can tell.”
“I am pleading for your love support and prayers to be sent his way,” she added. “If you have one on these balls TAKE IT AWAY!!!!”
Maximus’ injuries left her facing a tough choice.
“The Vet hopes the tissue does not d.i.e in the amount that would require removal of the tissue,” she wrote. “I will not choose to allow a major portion to be taken. It’s not in his best interest.”
Tragically, a day later, Maximus d.i.e.d.
This is not the first time a “pimple ball” has caused severe damage to a dog’s mouth. Back in 2008, a dog owner claimed that a her dog Chai sustained a severe mouth injury from a ball made by Four Paws Inc.
Chai’s owner was told by vets that because there was not a second hole in the ball, it created a vacuum effect that sucked Chai’s tongue into the ball and caused it to swell up. That toy was recalled and no longer sold, according to PopSugar.
Vergi 24/7, a vet hospital in Houston, Texas, posted a similar emergency case to their Facebook page on August 20 involving a dog named Rooney. The make and brand of the toy is unclear, but Rooney’s tongue also got stuck in the cavity of his ball and his owners could not get it out.
“The VERGI team gave Rooney sedation to calm him down and with a needle carefully released suction with the ball,” the veterinarians wrote. “With gentle, firm traction the ball came off. Rooney woke up a few minutes later – looking for his ball!”
Thankfully, Rooney is recovering.
It appears that any toy with only one opening is capable of creating a dangerous suction that can trap a pet’s tongue, much like what happened to Maximus and Rooney. For the safety of your pets, be careful and check over any toy you get for your dog.
Share this important information with the dog lovers you know and help prevent such a t.e.r.r.i.b.l.e tragedy from happening again!
Maximus’ injuries left her facing a tough choice.
“The Vet hopes the tissue does not d.i.e in the amount that would require removal of the tissue,” she wrote. “I will not choose to allow a major portion to be taken. It’s not in his best interest.”
This is not the first time a “pimple ball” has caused severe damage to a dog’s mouth. Back in 2008, a dog owner claimed that a her dog Chai sustained a severe mouth injury from a ball made by Four Paws Inc.
Chai’s owner was told by vets that because there was not a second hole in the ball, it created a vacuum effect that sucked Chai’s tongue into the ball and caused it to swell up. That toy was recalled and no longer sold, according to PopSugar.
When asked on Facebook which toy Maximus was playing with, Jaime said that it was a Kong brand toy and she posted a picture to Facebook that suggests that the ball was part of a toy marketed as the “Beast”.
Vergi 24/7, a vet hospital in Houston, Texas, posted a similar emergency case to their Facebook page on August 20 involving a dog named Rooney. The make and brand of the toy is unclear, but Rooney’s tongue also got stuck in the cavity of his ball and his owners could not get it out.
A dog named Rooney got his tongue stuck in ball. Photo credit: Vergi 24/7
“The VERGI team gave Rooney sedation to calm him down and with a needle carefully released suction with the ball,” the veterinarians wrote. “With gentle, firm traction the ball came off. Rooney woke up a few minutes later – looking for his ball!”
Ball pulled from Rooney’s mouth. Photo credit: Vergi 24/7
Share this important information with the dog lovers you know and help prevent such a t.e.r.r.i.b.l.e tragedy from happening again!
Top 10 health insurance companies in the US
In the US, there are a host of private healthcare insurance specialists. However, life/annuity and property/casualty insurers also write this coverage, often referred to as accident and health insurance, as outlined by the Insurance Information Institute.
In 2018, the accident and health insurance industry’s direct written premiums reached $1.1 trillion, up by 57.3% from 2009. The largest 10 insurers collectively wrote 51.8% of the total US market, according to the National Association of Insurance Commissioners (NAIC).
Listen in: Sign up for our IB Talk podcasts to get the most in-depth insurance discussions
Based on NAIC’s 2018 data, here are the top 10 accident and health insurance groups:
1. UnitedHealth
Direct Written Premiums: $156.9 billion
Market Share: 14.2%
A diversified health and well-being company, UnitedHealth Group’s core capabilities are clinical expertise, advanced technology, and data and health information.
UnitedHealth Group serves clients and consumers in the US and more than 130 other countries through two distinct platforms: UnitedHealthcare provides healthcare coverage and benefits services, while Optum provides information and technology-enabled health services. The group invests more than $3.5 billion in technology and innovation and processes approximately 1.1 trillion transactions annually.
2. Kaiser Foundation
Direct Written Premiums: $93.2 billion
Market Share: 8.5%
Kaiser Foundation Health Plan, Inc. operates as a non-profit healthcare organization. The organization offers allergy, audiology, cardiology, dermatology, oncology, hospice, laboratory, nephrology, occupational therapy, pain management, pediatric rehabilitation, and pharmacy services. The company serves patients in the US.
3. Anthem, Inc.
Direct Written Premiums: $67.2 billion
Market Share: 6.1%
Anthem, Inc. is a health benefits company that is committed to improving lives and communities and making healthcare simpler. Anthem, through its affiliated companies, serves more than 78 million people, including over 41 million within its family of health plans. It aims to be the most innovative, valuable, and inclusive partner.
The group’s affiliated health plans have created various HMOs, PPOs, network-based dental products, various hybrid and specialty products, and health plan services that combine the attributes consumers find attractive with effective cost control techniques. Individual members and employer groups can select from basic and comprehensive plans to meet their specific needs. A wide range of related specialty products and other services is also available, including flexible spending accounts and COBRA administration.
4. Humana
Direct Written Premiums: $56 billion
Market Share: 5.1%
Humana’s cultural foundation is aligned to helping members achieve their best health by providing personalized, simplified, whole-person healthcare experiences. Recognizing that each person, family, and community’s healthcare needs continue to evolve, Humana creates innovative solutions and resources to help people live their healthiest lives on their terms – when and where they need it.
5. CVS
Direct Written Premiums: $55.4 billion
Market Share: 5.0%
CVS Health is a healthcare innovation company with a purpose to help people on their path to better health. Through its health services, plans, and community pharmacists, it pioneers a new approach to total health.
CVS has more than 9,800 retail locations, nearly 1,100 walk-in medical clinics, a pharmacy benefits manager with about 93 million plan members, a diversified healthcare benefits company serving about 22.2 million medical members, a dedicated senior pharmacy care business serving more than one million patients per year, expanding specialty pharmacy services, and a standalone Medicare Part D prescription drug plan.
6. HCSC
Direct Written Premiums: $36.9 billion
Market Share: 3.4%
Health Care Service Corporation (HCSC), a mutual legal reserve company, is the largest customer-owned healthcare insurance company in the US. The company serves more than 16 million members across five states – Illinois, Montana, New Mexico, Oklahoma, and Texas – and employs more than 23,000 people in over 60 local offices.
HCSC offers a wide variety of life and health insurance products and related services through its affiliates and subsidiaries, including Dearborn Group, Dental Network of America, HCSC Insurance Service Company, Medecision, Availity, Prime Therapeutics, and TriWest Healthcare Alliance.
7. Centene Corp
Direct Written Premiums: $36.3 billion
Market Share: 3.3%
Centene Corporation, a Fortune 500 company, is a diversified, multinational healthcare company providing a portfolio of services to government-sponsored healthcare programs, focusing on uninsured and underinsured individuals. It operates in 32 states and three international markets and has more than 15 million managed care members.
Centene operates local health plans and provides a range of health insurance solutions. Also, it contracts with other healthcare and commercial organizations to offer specialty services, ranging from behavioral health, dental benefits, life and health, and pharmacy benefits management to care management software, correctional healthcare services, in-home health services, managed vision, specialty pharmacy, and telehealth services.
8. Cigna Health
Direct Written Premiums: $29.3 billion
Market Share: 2.7%
Cigna Corporation is a global health service organization with more than 165 million customer and patient relationships in over 30 countries and jurisdictions. Its insurance plans and products include healthcare insurance for individuals and families, dental insurance plans, Medicare plans, Medicare supplemental plans, other supplemental insurance, and international health insurance.
9. WellCare
Direct Written Premiums: $20.5 billion
Market Share: 1.9%
WellCare Health Plans, Inc. focuses on delivering government-sponsored managed care services to individuals, families, children, and seniors with complex medical needs primarily through Medicaid, Medicare Advantage and prescription drug plans, as well as individuals in the health insurance marketplace. WellCare serves about 6.4 million members nationwide as of Sept. 30, 2019.
10. Molina Healthcare, Inc.
Direct Written Premiums: $18.5 billion
Market Share: 1.7%
Molina Healthcare, a Fortune 500 company, exclusively focuses on government-sponsored healthcare programs for qualified individuals and families. The company contracts with state governments and serves as a health plan providing a wide range of quality healthcare services to individuals and families.
Molina provides health plans in California, Florida, Illinois, Michigan, New Mexico, New York, Ohio, South Carolina, Texas, Utah, Washington, Wisconsin, and Puerto Rico. The company also offers a Medicare product and has been selected in many states to join in dual demonstration projects to manage the care for those eligible for Medicaid and Medicare.
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